Todd Lubar: Successful Real Estate Investor, Mortgage Banker And Entrepreneur

Too many young professionals Baltimore, Maryland is Charm City. These young people are moving to the city in droves and creating a growing demand for housing options. Experienced real estate investor Todd Lubar says that has led to new trends and opportunities in real estate in Baltimore. Apartments are in high demands and major developers are refurbishing older buildings, transforming them into hip living options and creating a growing number of apartments and condominiums. The improvement and expansion of public transportation are also helping to make the city more accommodating for people working in downtown Baltimore.

Todd Lubar and others believe more people will want to live in downtown Baltimore. The business community is attracting top talent and becoming more vibrant and the greater metropolitan area is growing quickly. Young professionals are looking for housing developments with more amenities and real estate developers are catering to their needs by creating attractive projects that combine work and play options with easy access to luxury shopping and excellent dining options. However, there’s still a diverse collection of affordable housing developments for middle-class residents and families.

With over 20 years experience working in the real estate industry in Maryland and experience in finance and credit, Todd Lubar is in an excellent position to help both people looking to sell their properties and those looking for homes. He owns several real estate-related companies and has experience in real estate sales as his company TDL Ventures is among the nation’s top mortgage originators. Lubar also owns a demolition company and he continues to expand the services his companies provide.

Passionate about business and always willing to help others, Lubar volunteers in communities throughout Baltimore.

From 1977 to 1987 Todd Lubar lived in Washington DC where he was a student at the Sidewell Friends School. During his high school years, he attended Hightstown, New Jersey’s The Peddie School. Lubar graduated with a speech communications degree from Syracuse University in 1995. He then joined Crestar Mortgage Corporation as a loan originator. That gave him the opportunity to learn about mortgage banking and make valuable connections with real estate agents, financial planners, insurance agents, CPAs and others that became an excellent source of business referrals.

Next, Todd Lubar acquired a Legacy Financial Group equity position in 1999 to serve as a direct mortgage bank. He opened the residential development company Legendary Properties in 2002 and began buying, rehabbing and selling single-family dwellings and multi-family properties. In 2003 he founded Charter Funding. To provide commercial loans to companies and individuals overlooked by traditional lenders, Lubar started Legendary Financial LLC.

When the mortgage hit in 2007, Todd Lubar started very successful commercial demolition and automotive scrap metal recycling companies.

Four Signs of Abuse That Jeff Herman Wants Every Parent and Child To Be Aware Of

Jeff Herman is an attorney that has become synonymous with sexual crimes. He has spent much of his legal history shedding light on sex crimes and what to look out for.

“How can a person recognize a sex crime if they do not know what to watch for? Parents need to be more active in protecting their kids. They cannot expect the kids to know what they are doing all the time.”

Sex crimes can begin subtly and branch out into something bigger, over time. Jeff has some words of wisdom for parents begging for the answers. Jeff has laid out 5 signs that everyone should be aware of. Some of these signs may indicate that your child has already been the victim or might be the victim soon.

1) Does your child act out very aggressively in a sexual manner, including compulsive masturbation? It is one thing to develop a healthy routine of masturbation. Compulsive masturbatory behavior is a sign that something is wrong.

Pay close attention because your child is asking for help without saying the words. You cannot assume they are doing okay because they are not.

2) Does your child regress back to a former stage? Has your child wet the bed recently? Do they suck their thumb compulsively? Most kids suck their thumb, but they do outgrow it at some point. Your child is screaming for help.

3) Does your child fear a certain place? Do they fear seeing someone in particular? Do they get angry and combative when they feel threatened? Something has happened to your child. You should sit down and try to talk to them.

4) Do they try to hurt themselves? A lot of kids start to develop the habit of “cutting.” I know a few cutters. That is a sign of something that has happened in their childhood that has not been resolved.

Call-To-Action

Contact Jeff Herman right away any of this is happening to you or someone you love. Jeff can help. You can go online or call the number on his webpage.

More on Jeff Herman:

In-depth Interview with Jeff Herman of Herman Law

Jeff Herman Talks Law And Life

The Growth Of Sussex Healthcare

Introduction
Sussex Healthcare has been providing specialized healthcare for over 25 years now. Founded in 1985, there are currently 20 facilities that all belong to Sussex Healthcare. These facilities include gyms, daycare facilities, residential housing. and The healthcare that Sussex Healthcare provides is primarily geared towards elderly patients, but healthcare is also provided for adults who need special care.

Leaders
There are two joint chairmen who run Sussex Healthcare, Shiraz Boghani and Shafik Sachedina. Through the combination of Boghani’s managerial experience and Sachedina’s experience as a dental surgeon, Sussex has been able to provide superior healthcare to those who need it most. The two have ensured that Sussex maintains a team of skilled and supportive staff members. The Sussex staff is not only trained to satisfy the needs of individuals who need extensive care, but the staff is also expected to continually improve their skills and knowledge.

In March 2018, Sussex Healthcare appointed Amanda Morgan-Taylor as the chief executive officer (CEO). Her extensive background in healthcare made her a prime candidate for the position. She not only understands the needs of the patients and staff at Sussex, but has continually revealed her passion for the healthcare field.

Corrine Wallace is one of the board members of the company. She currently serves as Head of Marketing, where she is able to utilize her Masters Degree in Management, Marketing, and Finance. It should also be noted that she received her Masters Degree locally at the University of Sussex.

Professor Nick Bosanquet and Peter Catchpole are two additional board members for the company. Both Professor Bosanquet and Mr. Catchpole serve as policy advisors for the company. Professor Bosanquet and Mr. Catchpole are a very skilled duo who have fortuitous backgrounds in Finance and Business.

Staff Members
The staff of Sussex are eager to learn and improve. They operate with the utmost sense of professionalism and dedication for the center’s patients. Sussex ensures that staff members receive regularly-scheduled continued training from an in-house training academy.

Healthcare
Sussex is able to provide various types of care to patients. Whether through physical, emotional, spiritual, or social care, Sussex ensures that the care is exactly what the patient needs. The seven residential homes that Sussex maintains are all to ensure that patients who need accommodation, in addition to other types of care, are able to receive it from skilled staff members.

Read more: Sussex Healthcare: Celebrating 25 Years of Care

Doe Deere – article recap

If you are on the social media sites, you’ve probably heard of Doe Deere. Doe Deere is the flamboyant head of Lime Crime Cosmetics. Her brand was introduced to the online beauty market back in 2008. It’s been full steam ahead for the makeup brand since that time. Deere is a very intelligent woman that has always had her eye on the beauty industry. Early on, she recognized the need for more diversity in color palettes. It was time to say goodbye to all the boring beige and neutrals. Time to say hello to the more trendy unicorn colors like purple, lilac, yellow, aqua, and pink.

 

Doe Deere Loves Social Media

Clearly, Doe Deere loves social media and social media loves her. Social media gives Deere the perfect opportunity to interact with her fans across the world. Deere really enjoys the feedback that she gets from her followers. She always reads their comments about her products on the sites, and looks at fans suggestions. Those suggestions give Deere ideas for new formulations and products. Deere also admits that discussing her new products on the social media sites is a way to get important input and it gets her followers very excited about the new products. Generally, this leads to a very successful launch of the new product.

 

New Product Line

Certainly, Lime Crime is known for producing a very glittery line of makeup that appeals to quite a few celebrities. The richly colored beauty products also appeal to people that enjoy taking a risk with their makeup. Sometimes, taking a risk is a good thing. Some might say that Doe Deere is taking a risk by branching out to hair dye. Certainly, Deere would disagree. You’ll never grow, if you do not take a risk. Deere states that she’s colored her hair for over a decade. Today, more and more young girls are dying their hair too. This is a really hot trend and it just made good sense to follow that trend with our own unique line of hair dye products.

 

Doe Deere’s On Success

Deere relates that success to her is having the ability to relate to her customers. It is also the ability to create products that are truly desired by my customers. Generally, this means listening to your customers. This might lead to reinventing your products. Listening to other people and their comments about your product or business leads to success and makes the customer happy too.

 

Her Biggest Achievement

Doe Deere likes to look back on the last several years of her life. It’s been a long and magical ride. Still, Deere believes her biggest success along the way was creating a liquid-to-matte lipstick that stays on and does not smudge. Deere worked in a lab with a team to create this wonderful new product. She realized that women truly desired a lipstick that was smudge proof and had staying power. Thus, Deere developed the Velvetines. Deere is very proud of the Velvetines, which are vegan and cruelty free. Learn more: http://yourbeautycraze.com/how-beauty-expert-doe-deere-gets-ready

The Larkin & Lacey Frontera Fund Is One Of Numerous Organizations Fighting For The Human And Civil Rights Of Migrants

The Larkin & Lacey Frontera Fund

The Larkin & Lacey Frontera Fund came about due to an injustice perpetrated on two men. Due to the actions of an unethical sheriff named Joe Arpaio, Michael Laceyand Jim Larkin were jailed in Maricopa County, Arizona. Their release was fast, and their unethical arrest was proven in a court of law.

The case revolved around the freedom of speech, as the arrest resulted from articles the journalists had written. The Sheriff had a reputation for discrimination against the Mexican immigrants that was unfortunately justly earned. The suit filed against the country resulted in a settlement of $3.75 million.

Michael Lacey and Jim Larkin decided to use the money to help groups who were already trying to help migrants receive the human, and civil rights they were entitled to. For this reason, they created the Larkin & Lacey Frontera Fund.

The establishment of the fund allowed the men to provide support for the individuals in Arizona who were denied their right to freedom of speech. This included the Mexican border or the la línea fronteriza. The fund has already provided aid to numerous worthy organizations.

The American Civil Liberties Union

One of the supporters of human rights for immigrants is the American Civil Liberties Union. The organization aids immigrants residing in the United States whose human rights have been violated. They have visited the border between Mexico, and the United States, and the detention facility for immigrants located in Arizona.

Their work with numerous organizations including OfficeSand, has resulted in the facilitation of meetings and public hearings to help these individuals. Read more: Michael Lacey | Crunchbase

The ACLU additionally works with the communities that have been affected, the local, and national authorities, and the victims. The issues they focus on include the efforts being made to improve the ordinances for immigrants, advocating against anti-immigration ordinances, the trafficking of children, and women, migrant workers without migrant documentation, and the detention facilities for the immigrants. They monitor, report, and advise on the violations of human rights occurring all over the world.

The Arizona Coalition for Migrant Rights

The Arizona Coalition for Migrant Rights is a coalition of individuals, and organizations including refugees, religions, migrants, labor, and civil rights groups, and communities. They advocate to improve the policies, and laws regarding civil rights. Learn more about Jim Larkin and Michael Lacey: http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427427/Jim_Larkin

The organization additionally expands, and defends migrant’s rights, and the rights of their families throughout Arizona. To promote social change, and advance reform for immigrants, the Arizona Coalition for Migrant Rights educates the communities.

Their goals are to raise the public’s awareness of the detention, and criminal proceedings against refugees, and migrants in Arizona. To provide education regarding the current efforts to change, and promote just legislation regarding policies, the rhetoric surrounding anti-immigration, and the promotion of civil rights.

Their information is shared between the members of the coalition so communication is effectively increased. They address the needs of local organizations with training, and education. They provide the resources required for indigenous, and migrant workers to be heard, so they can speak of their concerns.

 

John McCain is the new Target of Michael Lacey and Jim Larkin

Michael Lacey and Jim Larkin have spent their careers trying to take down corrupt politicians. During their time at the Phoenix New Times, they focused on Joe Arpaio.

Joe Arpaio was the Sheriff of Maricopa County for over 20 years. During this period of time, he abused the law and the residents of Maricopa County.

Michael Lacey and Jim Larkin were just a few of the people trying to unseat Joe Arpaio. During these attempts, Joe Arpaio made quite a few miscalculated decisions. He arrested Michael Lacey and Jim Larkin for their work in their newspaper; he arrested a Mexican citizen named Ortega Melendres. Together these two arrests cost Maricopa County over 70 million dollars.

Lacey and Larkin created two unique organizations with the cash they were awarded. The first one was The Frontera Fund, a charity that helps the former victims of Joe Arpaio. The second was Front Page Confidential, a new newspaper.

This new paper picks up exactly where Lacey and Larkin left off with the Phoenix New Times. They are still fighting against corrupt politics. The paper covers the actions and activities of Joe Arpaio, but it has branched out, including even more politicians in its pages.

John McCain was recently featured in the paper for his common flip flopping. McCain has been viewed favorably by Democrats, especially since McCain voted no against an Affordable Care Act repeal.

Front Page Confidential acknowledges the left-leaning actions of McCain;however, they argue that his actions were done for self benefit. It may appear as though McCain truly cares about the people, but he switches sides on important issues like gun control whenever it benefits him.

The article on Front Page Confidential also points out hypocrisy. McCain often claims he doesn’t brag about his time as a POW, but every time he is up for election, it is all McCain seems to mention.

 

Focus on the Life and Career of Mathematician Michael Lacey

Michael Lacey is a renowned mathematician. He attended the University of Illinois, Urbana-Champaign where he earned his Ph.D under the supervision of Walter Philipp in 1987. His thesis focused on the probability area in Banach spaces.

He found a solution to a complex issue on the law of iterated logarithm for empirical characteristic functions. In the following years his work mainly revolved around ergodic theory, probability and harmonic analysis. Here is a brief overview of his life and career achievements.

Early Working Life

After graduating with his Ph.D, he was employed by Louisiana State University. After a while he made his move to the University of North Carolina at the Chapel Hill campus. Read more: Michael Lacey | Wikipedia and Michael Lacey | Mathalliance

While at UNC, Lacey together with Walter Philipp managed to produce proof on the theorem touching on the almost sure central limit. Dr. Lacey worked at the Indiana University from 1989 to 1996.

At the Indiana University, he received a Postdoctoral Fellowship (National Science Foundation). During this fellowship, he tackled the bilinear Hilbert transform, which was at that time being queried by Alberto Calderon. Christoph Thiele and Michael Lacey had scooped the Salem Prize in the year 1996 for coming up with the transform solution.

Further Achievements

Michael is a professor in mathematics at Georgia Institute of Technology, where he has worked since 1996. Dr. Lacey was awarded the Guggenheim Fellowship in the year 2004 for their joint efforts with Xiaochun Li. In 2012, he was confirmed as an American Mathematical Society Fellow.

He received a lot of support for this recognition from the National Science Foundation.

His work has been largely supported by several institutes involved in mathematical research like the Fulbright Foundation and Simmons Foundation. Michael Lacey has a number of papers on vital issues in mathematics and sciences published.

Research Topics

Lacey has researched as well as written on a number of topics. These topics include Carleson’s Theorem, Kao Problem, iterated logarithm laws, bilinear Hilbert transform, the Carleson-Hunt Theorem, Levy processes, central limit theorems and others.

Dr. Michael Lacey has throughout his illustrious career shown a deep knowledge of a number of mathematical problems considered to be among the most complex in the field. He has always proven that he is a mathematical genius.

Michael Lacey has also shown that he is one of the most diligent and hardworking mathematicians alive. This has seen him get tons of invitations to various visiting and short-term positions in universities all over the world. He was honored with the chance of talking for 45 minutes in 1998 during the International Congress of Mathematics.

Jeremy Goldstein Elaborates How Employers Can Benefit From Knockout Choices

Jeremy L. Goldstein is a lawyer at Jeremy L. Goldstein and Associates LLC, a boutique law office committed to promoting pay boards of trustees, CEOs, administration groups and organizations in official pay and corporate administration matters.

 

Mr. Goldstein is also the chairman of the Mergers and Acquisition Subcommittee of the Executive Compensation Board of trustees of the American Bar Association Business Segment. He composes and talks much of the time on corporate administration and official remuneration issues and is recorded as a main official remuneration legal counselor in Chambers USA Guide to America’s Leading Lawyers for Business and The Legal 500.

 

Firms have stopped furnishing workers with investment opportunities. A couple of the employers gave such incentives in bid to cut down on active expenses. i. Despite this apparently reasonable move, firms always have different reasons when cutting down on investment opportunities. These include:

 

Fear of dropped stock esteem that may lead to incomprehensible for representatives to practice their choices. In any case, organizations still have to report associated costs, leaving investors to deal with the danger of alternative shade.

 

Numerous workers have turned out to be careful about this pay technique. They realize that financial downturns regularly render alternatives useless. These advantages may appear to look like club tokens more than money.

 

Choices result in impressive bookkeeping troubles. The pertinent expenses may overshadow the budgetary focal points of these subsidiaries. Staff individuals don’t generally consider this advantage as profitable as the higher compensations that a business could pay on the off chance that it was dispensed with.

 

PROS

 

All things considered, this pay can be desirable over better protection, extra value or wages. It’s generally straightforward so that the staff can understand these opportunities.

 

Choices merely lift individual profit if an organization’s offer esteem boosts. This advocates for people to organize the prosperity of the company. The workforce may put in more effort to satisfy the existing customers, attract interesting customers or come up with imaginative administrations.

 

Certain Internal Revenue Service rules make it extensively hard to supply representatives with values. This is particularly genuine when organizations create remuneration bundles for top administrators.

 

SOLUTION

 

In the event that an organization must keep giving workers choices, it can pick up the slack by receiving the correct system.

 

The best arrangement is to grasp a kind of boundary choice known as a “knockout.” These investment opportunities have similar time restriction and vesting prerequisites as their ordinary partners.

 

This arrangement hand representatives a strong motivating drive to keep an association’s stock from dipping below the relinquishment limit. Staff realize that they can acquire increasingly when the offer cost takes off. In this case, they will totally lose the advantage in the event that it dives.

 

Visit http://jlgassociates.com/ to learn more.

Nathaniel Ru & Sweetgreen

What would the world of food look like if every restaurant and fast food chain reinvented themselves? What would any restaurant look like if it started from scratch? While the first question may never be answered, a restaurant that started from scratch would look a lot like Sweetgreen.

Sweetgreen, co-founded and co-owned by Nathaniel Ru and two friends from college, is revolutionizing the food industry. While many restaurants claim to have fresh, local produce delivered on a regular basis, Sweetgreen co-founders put in months of work to ensure that every ounce of produce is healthy, fresh, organic, and locally grown.

Diners go crazy for all of Sweetgreen’s delicious salads. It wasn’t easy starting a salad-based legacy restaurant, but Sweetgreen’s ended up with 40 locations. Much of that success comes from their dedication to providing more than just plain lettuce salads. For Ru, in particular, it’s about more than just feeding people good food.

It’s sad that more companies aren’t learning from Sweetgreen. Sweetgreen hits the rights notes for a lot of people for a lot of reasons. Mainly, their implementation of technology gives them a huge advantage over other restaurants. Nearly one-third of their transactions happen through their app and website.

Their embrace of technology has pushed the company forward in more ways than one. Yet, their biggest innovation is certainly their unorthodox management strategy. Learn more about Nathaniel Ru: http://www.businessinsider.com/sweetgreen-founder-interview-nathaniel-ru-2016-3

The co-founders never felt comfortable with the idea of running their business from a giant corporate headquarters. Even their small corporate office is closed on a limited basis so that everyone can experience what it’s like working in the restaurant.

The objective behind everyone working in one of the restaurants is building a company where even the corporate office workers have a close bond with customers. As for the co-CEOs, they spend much of their time going back and forth between coasts, overseeing operations.

It seems like a harder way to run their company, but it works. For Ru and his old friends, Jonathan Neman and Nicolas Jammet, it’s the best way to do things.

They learned a lot about owning a business in their entrepreneurship class but learned even more from their entrepreneurial parents. Learn more about Nathaniel Ru: https://www.linkedin.com/in/nathaniel-ru-b04a7310 and https://en.wikipedia.org/wiki/Sweetgreen

Most companies wouldn’t do half the things that Sweetgreen has done the year. The confidence that the company has comes directly from the handed-down experiences of emigrant-entrepreneurs.

Orange Coast College Planetarium Gets A Big Boost

Orange Coast College is a unique and accredited school near and dear to the hearts of many. Just ask individuals like former professor Mary McChesney, who recently donated one million dollars towards the college’s brand new planetarium which began construction last year.

The hefty donation will be specifically applied to the facility’s Foucalt pendulum, which is used to demonstrate the rotation of the Earth, the first of its kind in Orange County.

McChesney, a retired English and Spanish professor, is putting forth the donation in honor of her recently deceased, long-time partner and former fellow professor Adelyn Bonin. McChesney stated to LA times, “I know Lyn would be happy to do this — this is half hers.”

While McChesney has been a long-time contributor for donations to scholarships and the school, this donation eclipses them all. The new planetarium, which will include the latest technology in the field, will contain a 129 seat auditorium, a far cry from the old planetarium’s 35 seat arrangement.

Not only will the new planetarium be an incredible resource for the students of OCC, but will act as a tool for the rest of the community as well. Once constructed it will be utilized by students ranging from kindergarten to high school, as well as other residents in the community.

The planetarium is expected to run a budget of 20 million, mostly funded by a bond from 2012 and helped along with generous donations such as Mary McChensey’s. Orange Coast College is targeting an opening in time for the 2018 fall semester. Learn more about Orange Coast College: https://www.facebook.com/orangecoastcollege/ and https://twitter.com/orangecoast?lang=en

Aside from a brand new state of the art planetarium OCC is known for a variety of aspects ranging from education to athletics. The Costa Mesa school, located just off the coast of southern California, has become one of the nations largest community colleges, enrolling nearly 25,000 students a semester.

OCC hosts one of the nations top nautical programs and transfers more students to the University of California and the California State University systems than any other Orange County community college. When it comes to athletics OCC has been downright dominant.

Orange Coast has won their conference sports supremacy award, representative of the top overall men’s and women’s athletic program, 26 of the last 30 years. Orange Coast College will look to continue its rich traditions with the help of staff and attendees past and present just like Mary McChesney.

Actress Kate Hudson Leads The Fabletics Revolution

It is difficult for any company to consider taking on the electronic retail giant Amazon as the Internet based company has seized an astonishing 20 percent of the digital fashion retail market over the course of its life. A rival has emerged in the last three years to the dominance of Amazon in recent years in the shape of the Kate Hudson fronted Fabletics brand; Fabletics has become taken the use of the Internet to new heights and combined its success with that of a growing number of physical locations where Online subscribers can try on the items of their choice before purchasing them using their Online account.

 

The aspirational aspect of the brand is based on the social media posts and marketing campaigns often focusing on the life and personal style choices of Kate Hudson. The need to find oneself in the same leisure wear items as Kate Hudson sees members of the Site subscribe to the service and have new active wear mailed directly to them each month; the $250 million value of the Fabletics brand shows the company has struck upon a model that truly works for its growing customer base. One of the most important aspects of the subscription service is the “Lifestyle Quiz” which allows a member to have their best possible choices provided for them based on their answers. Taking the quiz is simple and easy and can show any potential customer the different offerings Fabletics brings to the closet of every member.

 

It is common for celebrities to partner with the companies of their choice as they set out to develop a brand closely linked to their own way of life, which is why “Almost Famous” actress Kate Hudson became a partner in the Fabletics brand almost as soon as the idea was developed in 2013. Unlike many of her fellow celebrities who we often feel have little link to the brands they work with, Hudson is often pictured in the clothing from Fabletics and has developed her own social media presence often featuring the products from the Fabletics brand.

 

A full partner in the company, Kate Hudson plays a major role in the design of the products in the Fabletics brand and makes sure her own media presence acts as a line of communication between the brand and those members who have already taken the “Lifestyle Quiz” and begun wearing one of the fastest growing fashion brands in the U.S.